Is it worth my while to get collision coverage on my 1998 Honda CBR600F3?
This is a personal choice and will likely depend on the value of your vehicle vs. the cost of the Collision coverage. If you are unsure of the current market value of your vehicle, you may want to run...
View ArticleHow can a 19-year-old keep motorcycle insurance rates as low as possible?
When purchasing what may well be your first street bike there are a number of considerations. Completing a Motorcycle Safety Course and obtaining a Motorcycle endorsement will gain discounts from many...
View ArticleAre aftermarket modifications covered by my motorcycle insurance?
Your ride comes from the factory “Plain Jane” just begging to be dressed up in new chrome and leather accessories. Did you know that anything you add to your cycle needs to be added to your insurance...
View ArticleIs insurance higher on an electric motorcycle?
The insurance will always be rated on the motorcycle and the driver. Once again your driving record will be considered in addition to the cycle type. Electric motorcycles are typically just as...
View ArticleI have a 1985 Suzuki 750 that needs insurance. Any suggestions for such an...
Insuring this bike for your state required limits of insurance is typically very simple and quite affordable. Of course, your driving record will be taken into consideration as well. If the motorcycle...
View ArticleHow does insurance coverage work for track days?
Most carriers will not cover your bike while it is being used in any sanctioned event (ie: Track Days, organized racing, speed contests, or stunts). If you take your motorcycle to the track your...
View ArticleHow much liability insurance is really needed if you have an estate value of...
If you are at fault for an accident and the medical bills from the injuries or property damage that you cause exceed your limits of liability, you are responsible for the remaining damage, which might...
View ArticleWill taking a motorcycle safety course help a new rider get lower insurance...
Completing a motorcycle safety course will help to lower insurance rates with most insurance carriers. The percentage will vary from company to company. Completing the course is important, and many...
View ArticleWhat can a young rider do to keep motorcycle insurance rates as low as possible?
If you are a young rider there are several things you can do. One is to purchase a motorcycle that is not high risk. Sportbikes will be rated higher than cruisers. Also completing a motorcycle safety...
View ArticleCan I get motorcycle insurance without having a motorcycle license?
Insurance companies will have different rules. On a state by state basis the guidelines for an endorsement can vary. You may be able to purchase the motorcycle but not insure it without the...
View ArticleWhat kind of short-term (seasonal) motorcycle insurance options are available?
As for the short term insurance policies, I would suggest that most policies are written on a six month or annual basis. You could chose to cancel mid-term, and some insurance carriers may offer a...
View ArticleHow much can I expect my insurance premiums to change if I make a claim – say...
Each insurance company will handle this differently. You should check with your motorcycle insurance provider to see if they offer small accident forgiveness and what the maximum claim amount is for...
View ArticleHow long will my insurance premiums be affected by making a claim?
At Progressive, our motorcycle insurance premiums are based upon three years of claims history. Many other companies also use a three-year period but some companies may look back further, up to five or...
View ArticleAs someone who is still fairly new to motorcycling, how much would I save by...
It would be generally expected that the smaller cc’d motorcycle would be cheaper to insure. This, however, depends greatly on the rider and the area in which you live, as well as the performance of the...
View ArticleI ride with passenger a lot of the time. Is there any additional coverage I...
Each state has different laws and rules regarding insurance. There can be many correct answers to this question based on where you live. Verify that your passenger has medical insurance of their own,...
View ArticleIf you get in an accident on a rental motorcycle in another country, does it...
Only if the accident is somehow connected to your U.S. Driver License could this affect your insurance in the U.S., and it would be difficult to predict how this would or could happen. However the...
View ArticleIm under 25 but I dont want to ride a 250cc motorcycle. Is there anything I...
Keeping a clean driving record is probably the best way to keep your motorcycle insurance rates reasonable. In addition, you should make sure that you are carrying an appropriate amount of coverage for...
View ArticleCan non residents get temporary insurance for a motorcycle tour of USA/Canada?
Temporary insurance can be purchased. If you are visiting the US and wish to have insurance for a short time you can purchase coverage for 30, 60 or 90 days. The coverage options are much the same as...
View ArticleIf somebody hits me and its completely their fault (say Im stopped at a...
If you’re in an accident that’s determined to completely be the other driver’s fault, your motorcycle insurance rates with Progressive would not increase, even if there were multiple occurrences. Our...
View ArticleHow much can I save on my insurance by buying a used motorcycle instead of a...
The answer depends on several factors. For example, buying a used bike that’s say, five years old, would save you less than buying a bike that’s 10 years old. Also, the type of bike you’re interested...
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